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- 29/08/2025
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Good News For First Time Borrowers
1 – Firt time Borrower – Cibil is Not Needed
2 – Repeat Borrower – Maybe Cibil will be Checked
* What It Means For You
i. Easier access to loans
ii. More inclusion for new borrowers
iii. Banks will still check income, repayment capacity and other background